Summary of Registered Social Landlord Financial Projections 2024/25 – 2028/29

This report provides an overview of the aggregated financial projections as submitted to the Scottish Housing Regulator (SHR) by all Registered Social Landlords (RSLs) during the returns submission period to May 2024. The projections cover the five-year period from April 2024 to March 2029, reflecting the corresponding RSL business plan period.

There are some indications of an improvement in the medium term. But despite income rising at around 1.7% above costs in the last year, RSLs are operating in the most challenging landscape we’ve seen. They continue to face significant pressures including from market volatility, cost increases, higher borrowing costs, supply issues and labour shortages.

The report is available here.